Proximity-based Secure Communication System and Method for Digital Transactions

US 11,935,033, assigned to Uxpayments Sl, covers the telecommunications sector, and more specifically in telecommunications applied to proximity devices intended for digital transactions wherein goods and services are exchanged, and is available for sale through IPApproach.

US Patents
1 granted
Foreign Counterparts
3
Assignee
Uxpayments Sl
Availability
For Sale

Patents Included

  • ES 2932418 A1
  • CN 117795540 A
  • MX 2021011564 A

Technology Highlights

  • The invention technology uses contactless cards that communicate with a reader through radio frequency waves, which enables faster transactions.
  • The invention contactless communication between the buyer's device and the seller's device (called NFC) is also used by smartphones that emulate a chip card in a digital wallet.
  • The invention system allows reliable identification of both parties (buyer and seller) to ensure that they are the genuine owners of their respective devices.
  • The invention ensures that neither party can later deny or refuse the digital transaction once it has been carried out.
  • The invention cryptographically signs the APDU commands exchanged between the master device and the slave terminal preventing manipulation of the digital transaction. These commands are encrypted to ensure that the digital transactions remain secret and secure.
  • The invention can be applied to access control in transport facilities, preferably public transport facilities such as the bus, underground, train, etc.
  • The invention's master electronic device and the slave terminal exchange APDU commands through the NFC radio frequency channel to represent and complete the digital transaction.
  • The invention's master electronic device can store the information about the digital transaction.

Overview

The technology disclosed provides the following advantages:

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Listing updated August 21, 2026

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